Capital guarantee funds are mandatory for unskilled UAE workers under Cabinet Resolution 96/2023, but for skilled employees the best EOSB fund depends on time horizon. We compare the cost of 'safe' with the risk of volatility near retirement.

Banks have long treated end of service gratuity as security for salary-transfer loans. Will the new UAE EOSB savings scheme change personal lending?

Pay later or pay monthly? The five key differences between the UAE's traditional gratuity formula and the new alternative EOSB savings scheme.

Official End of Service (EOSB) saving schemes vs unofficial workplace saving schemes in the UAE: which is better?

Legacy gratuity is the end of service benefit earned before a switch to the new EOSB scheme. What it is, why it is frozen and what HR must track.

MOHRE opened a public consultation on the new UAE EOSB gratuity savings scheme. The key questions it raised for employers and employees explained.

The Capital Market Authority now oversees EOSB savings funds on the UAE mainland. What CMA supervision means for fund managers, employers and staff.

A short introduction to the UAE's new alternative end of service benefits system under Cabinet Resolution 96/2023: how it works and who it covers.