Privacy Policy
1. Data Controller
The Data Controller for information collected through this website is Lux Actuaries Financial Consulting L.L.C. We are committed to protecting your privacy in compliance with the UAE Federal Decree-Law No. 45 of 2021 regarding the Protection of Personal Data (PDPL).
2. Information We Collect
We may collect and process the following data:
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Identity Data: Name, job title, company name.
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Contact Data: Email address, telephone number.
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Usage Data: Information about how you use our website, tools, and eLearning courses.
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Professional Data: Information relevant to your employer's EOSB gratuity requirements provided specifically for the use of our analytic tools.
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Application Data: Any data you input into our calculators and interactive tools
3. Purposes of Processing
We use your data to:
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Deliver our services, including access to eLearning courses and analytic tools.
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Provide you with requested analysis, newsletters, or reports.
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Comply with regulatory reporting requirements mandated by the CMA.
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Improve our platform functionality and user experience.
4. User Rights
Under the UAE PDPL, you have the right to:
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Request access to the personal data we hold about you.
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Request rectification of inaccurate or incomplete data.
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Request erasure of your personal data ("Right to be Forgotten").
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Restrict or object to the processing of your data.
To exercise these rights, please contact us at info@gratuityadviser.com.
5. Data Security and Transfers
We implement robust technical and organizational measures to secure your data. Given our international presence, data may be processed in other jurisdictions where Lux Actuaries operates, always in accordance with applicable data protection laws and adequate safeguards.
6. Regulatory Compliance
As an CMA-licensed entity, we may be required to retain certain records for specific periods to comply with financial regulations and audit requirements.
7. Contact Us
For any privacy-related inquiries, please email us at info@gratuityadviser.com.
