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Fund Managers
Licensed EOSB Fund Managers
The following Fund Managers are licensed and approved by both the Ministry of Human Resources and Emiratisation (MOHRE) and the Capital Markets Authority (CMA) to offer End of Service Benefit (EOSB) Gratuity saving plans.

First Abu Dhabi Bank

  • Mubadala (37.9%), 

  • Abu Dhabi ruling family (17.8%), 

  • Free float (42%)

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National Bonds Corporation

  • Investment Corporation of Dubai (100% governemnt ownership)

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Emirates NBD

Rumoured Market Entry in 2026 - more news soon!


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Lunate (Ghaf Benefits)

  • “Ghaf Benefits” is Lunate’s EOSB offering, with Lunate majority-owned by Chimera Investment LLC and ADQ as the anchor client.

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Sukoon Insurance

Sukoon Insurance (formerly Oman Insurance Company, rebranded in October 2022) is a publicly listed UAE insurance company. It has a highly concentrated ownership structure dominated by Mashreq Bank, which is controlled by the Al Ghurair family. 

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More coming soon!

Please check back soon as more Fund Managers will get licensed soon!

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Daman Investments PSC

  • Gargash family & private shareholders,

  • Shehab Gargash (founder/chairman)

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Franklin Templeton

Publicly Traded: BEN stock trades on the New York Stock Exchange, so ownership is distributed among public shareholders. It is an S&P 500 component. The Johnson family (founding family) holds significant stakes. 

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Do you want to know more about EOSB Fund Managers, such as which other ones are expected to be licensed soon, their partner organisations, tech suppliers, service quality, and more?

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