Capital guarantee funds are mandatory for unskilled UAE workers under Cabinet Resolution 96/2023, but for skilled employees the best EOSB fund depends on time horizon. We compare the cost of 'safe' with the risk of volatility near retirement.

The DEWS 2025 annual report shows US$1.18bn in assets and strong returns. Here are the lessons for UAE mainland employers joining the EOSB scheme.

Shariah-compliant or conventional? How the two types of UAE EOSB savings funds differ in investments, risk, returns and fit for your employees.

Daman Investments and Allianz Global Investors sign an MoU to add risk-based investment options to Daman's MOHRE-approved EOSB savings programme.

Model your EOSB savings with our free calculator: employer contributions, legacy gratuity, voluntary top-ups and investment returns until you leave.

How do UAE EOSB capital guarantee funds actually protect your money? The fine print on reserves, investments and what the guarantee does not cover.