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Lux Actuaries Launch GratuityAdviser to Guide UAE Employers and Employees Through End-of-Service Benefits Transformation

Updated: Feb 4


Dubai, UAE – January 26, 2026 – Lux Actuaries Financial Consulting L.L.C. today announced the launch of GratuityAdviser, a comprehensive advisory platform designed to help UAE employers and employees navigate the transition from traditional end-of-service gratuity benefit to the new investment-based Alternative End-of-Service Benefits Scheme.

 

With approximately 7.8 million private sector employees potentially affected by the UAE's voluntary Alternative EOSB framework, GratuityAdviser positions itself as the definitive resource for organizations and individuals seeking clarity in this transformative shift in employment benefits.

 

The platform will offer news, specialized tools, resources, analytics and eLearning courses addressing the complex decisions employers face—including timing of enrollment, fund manager selection and change management—alongside employee-focused financial education to support informed investment choices.

 

"The UAE's shift to investment-based end-of-service benefits represents the most significant transformation in Employee Benefits since the introduction of modern labour law," said Ruan van Rensburg, Founder of Lux Actuaries. "Employers are wrestling with critical questions and require information and advice. As an SCA-licensed advisory firm we are pleased to launch GratuityAdviser to help employers and employees managing this crucial transition”.

 

The platform's launch comes as employers increasingly recognize that the Alternative EOSB Scheme—while voluntary—offers substantial advantages including improved cashflow predictability, reduced balance sheet liabilities, and enhanced employee value propositions.

 

Nick Frei, Senior Adviser at Lux Actuaries, emphasized the human dimension of this transition: "Behind every gratuity decision are real people planning their financial futures. Employees must choose investment funds appropriate to their risk tolerance, time horizons, and personal circumstances—often without prior investment experience. GratuityAdviser bridges this knowledge gap, empowering both employers and employees to make confident, informed decisions that serve long-term financial wellbeing."

 

Van Rensburg added: "We envision GratuityAdviser becoming the trusted home for all matters related to UAE end-of-service benefits—a neutral, SCA-licensed expert resource that serves the entire ecosystem. Whether you're a multinational employer managing thousands of employees or an individual worker trying to understand your investment options: GratuityAdviser provides the clarity and transparency needed to navigate this new landscape with confidence."

 

The platform launches immediately with foundational resources, with expanded tools and analytics rolling out throughout 2026.

 

About Lux Actuaries Financial Consulting L.L.C.

 

Lux Actuaries Financial Consulting L.L.C is part of Lux Actuaries, the premier actuarial consultancy firm in the GCC with a strong presence across the Middle East, Africa, and Europe. We combine local market expertise with international actuarial standards to deliver pragmatic financial solutions.

Lux Actuaries Financial Consulting LLC is licensed by the Capital Markets Authority (CMA) to practice the Category 5 activity of Financial Consultations under CMA License Number 20200000249 and DED Commercial License Number 1456074. CMA provides regulation and imposes standards on the conduct of investment business to protect investors in the UAE. For more information please visit www.luxactuaries.com. Lux Actuaries Financial Consulting L.L.C., 2102 Al Habtoor Business Tower, Dubai Marina, Dubai, United Arab Emirates.

 

 

For more information:

 

GratuityAdviser

 

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